Relative vs absolute dating worksheet
I’m sure many of you have heard of the oh-so-popular 4% withdrawal rate standard.
Some experts have suggested a lower rate given low bond yields, while others have suggested a variable rate that gives retirees more flexibility depending on market conditions. If you choose a rate that is too high, you face possible shortfall risk (the risk of running out of money within your lifetime).
Some investors may need to consider retiring later than expected in order to grow retirement funds for additional time before beginning to withdraw.
Maybe you need to adjust your asset allocation while in retirement.There will always be uncertainties within the stock, fund and bond markets; modifications to your retirement withdrawal plan are often necessary based on current market environments.Typically the annual inflation rate can be estimated by using the consumer price index percentage.CI’s Retirement Withdrawal Calculator does just this.Would you want to maintain your current lifestyle in retirement? Or would you want to, or have to, live off of less per year?
Search for relative vs absolute dating worksheet:
This section also shows sample asset allocation models that provide an investor profile for aggressive, moderate and conservative individuals.